Privacy Notice
Debt-Consolidation.com takes your privacy seriously. Please read the
following to learn more about our privacy policy.
1. What This Privacy Policy Covers
This policy covers how Debt-Consolidation.com treats personal information
that Debt-Consolidation.com collects and receives. Personal information
is information about you that is personally identifiable like your name,
address, email address, or phone number, and that is not otherwise publicly
available.
This policy does not apply to the practices of companies that Debt-Consolidation.com
does not own or control or to people that Debt-Consolidation.com does
not employ or manage.
2. Collection of PII
To take advantage of the products and services available on the Site,
you must be at least 18 years of age. We collect personally identifiable
information ("PII") that is volunteered during the registration
process or in response to specific information requests explicitly presented
to users of the Site.
We may also present opportunities for users to voluntarily provide a
limited amount of general demographic information about themselves,
which may include their gender, birth date, marital status, education,
occupation, and household income.
3. Use and Sharing of PII
We reserve the right to use PII: (1) for the specific purpose for which
such information was provided; (2) as disclosed at the time such information
is provided; and/or (3) as disclosed in this Policy. However, please
note that we may change this Policy at any time (See "Changes to
this Policy," below), and that therefore we may in the future use
PII for additional purposes not currently included in this Policy.
Also, we may share PII with our partners, sponsors, advertisers, service
providers and marketers, lookup and reference services, other unaffiliated
third parties, and any other entities that we believe are able to provide
users with special offers and opportunities. Note that although we advise
everyone who receives PII from us to support this Policy, we have no
control over such party's information handling practices and are not
responsible for any failure of such party to adhere to this Policy.
Additionally, we may share PII in aggregate, non-personal form, with
select companies that wish to reach a particular target audience (e.g.,
registered females between the ages of 25-35, who have an average household
income of over $50,000.00). This information will allow these entities
to provide relevant offers to specific users. At no point, however,
will this aggregated information personally identify you.
Finally, we may disclose PII in order to: (1) comply with applicable
laws; (2) respond to governmental inquiries; (3) comply with valid legal
process; and (4) protect our rights or property, this Site, and/or other
users of this Site.
4. Non-Personally Identifiable Information
We also collect certain non-personally identifiable information through
the standard operation of our servers. Such information can include
the non-personally identifiable information more fully described below.
Cookies. We use "cookies" on the Site. Cookies are small pieces
of information that our server places on an individual's computer hard
drive to enable the individual to more easily communicate and interact
with the Site. For example, we will place a cookie on a user's computer
when he/she initially registers with the Site. The next time that user
visits the Site, our server will recognize the cookie (and the user)
and the user may be able to use the Site without the need to sign in.
While some Web browsers allow a user to automatically reject all cookies
or be notified when a cookie is about to be placed on the user's computer,
disabling this feature may compromise the efficiency and added services
that cookies provide.
IP Address. We collect your IP (Internet Protocol) address to help diagnose
problems with our server, and to administer this Site. An IP address
is a number that is assigned to your computer when you use the Internet.
Your IP address is also used to help identify you during a particular
session and to gather broad demographic data.
Clear GIFs. We use a common technology known as a "Clear GIF"
or "1-by-1 Pixel" on the Site and in e-mail communications
with users. A Clear GIF, or "graphic interface format" is
a small graphic (in fact, truly a 1x1 pixel) that we (or our partners)
place on a page of the Site. We may also occasionally place GIFs in
e-mail messages that we send to users. GIFs, which do not contain any
PII, provide us with important information about how users use the Site
and respond to e-mail messages. With this information, we are better
able to track the performance of certain promotions and understand the
effectiveness of particular creative e-mail presentations. We may also
allow our advertisers and promotional partners the ability to use GIFs
on the Site solely to track users who link from their respective sites
to this Site, but this ability to track such activity does not allow
these entities access to user PII.
Although the information collected through the foregoing methods does
not itself contain any PII, we may analyze and match such information
with other information that you provide on this Site (including PII)
as well as information that we may obtain elsewhere, and we may share
all or some of such information with partners, prospective partners,
and other affiliated or unaffiliated third parties.
We may also disclose non-personally identifiable information in order
to (1) comply with applicable laws, (2) respond to governmental inquiries,
(3) comply with valid legal process, or (4) protect our rights or property,
this Site and/or users of this Site.
5. Linking of Information
We may combine information provided by a user with information obtained
from other sources. Enhancing user files with this other information
will allow us to provide users with more relevant services and promotional
offers. Likewise, any information entered by a user on this Site could
be used to update that user's profile on third party sites.
6. Opt-Out of Our E-mail Promotions
When you submit your contact information on the Site, you will be given
the opportunity to receive promotional offers and site updates, via
e-mails, from us and from the other associated e-mail brands.
Additionally, when you submit your contact information on the Site,
you will be provided with the opportunity to receive promotional offers,
via e-mails, from our partners. While some of these opportunities will
only be sent to you if you expressly request them, others may be sent
to you unless you elect not to receive them. Accordingly, when you register,
please review these offers carefully.
Users may, at any time, choose not to receive promotional e-mails from
us or our partners by following the "unsubscribe" instructions
in the e-mail. We will respond to a request to "unsubscribe"
as promptly as possible. Notwithstanding the foregoing, we may at any
time contact users for the purpose of communicating important information
about us or the Site to users.
7. Third Party Services
Certain activities and services available on the Site are provided by
entities not affiliated with us. For example, if you choose to sign
up for a product or service on the Site, the information you provide
on the Site in connection with such product or service may be made available
to an unaffiliated third party to satisfy that purpose. Although we
advise all of our partners to support this Policy, we have no control
over their information handling practices and are not responsible for
any failure of such partners (or unaffiliated third parties) to adhere
to this Policy.
8. Third Party Cookies
In the course of serving advertisements to this Site, third-party advertisers
or ad servers may place or recognize a unique cookie on your browser.
The use of cookies by such third party advertisers or ad servers is
not subject to this Policy, but is subject to their own respective privacy
policies.
9. Links from the Site
This Site may provide links to our advertiser and partner Web sites
or other Web sites. If you link to any of these third party Web sites,
this Policy will not apply to your use of, and activities on, those
sites. We encourage you to read the legal notices posted on these sites,
including their privacy policies. We shall have no responsibility or
liability for your visitation to, and the data collection and use practices
of, these sites.
10. Note Concerning Visitors Under 18 Years of Age
The Site and the content available on the Site, are neither intended
for, nor directed to, children under the age of 18. Except as otherwise
noted on the Site, if we learn that a person who registers on the Site
is under the age of 18, that person's information will be ignored or
discarded.
11. Security
While we take reasonable precautions to safeguard information transmitted
to and from the Site, we are unable to guarantee or warrant the security
of any information you disclose or transmit to us and cannot be responsible
for any unauthorized access to, or the theft, destruction or inadvertent
disclosure of your PII. Users and visitors acknowledge this risk when
using this Site.
12. Consent to Processing
By providing PII and other information to this Site, users and users
fully understand and unambiguously consent to the collection and processing
of such information in, and the transfer of such information to, the
United States and other countries or territories, in accordance with
the terms of this Policy.
13. Transfer in Certain Circumstances
In our sole discretion, we may transfer, sell or assign information
collected on and through this Site, including without limitation, PII
and other information, to one or more third parties, as a result of
our sale, merger, consolidation, change in control, transfer of substantial
assets, reorganization or liquidation.
14. Changes to this Policy
We may, from time to time, amend this Policy, in whole or part, in our
sole discretion. Any changes to this Policy will be effective immediately
upon the posting of the revised policy on the Site. By continuing to
use the Site following any changes or by remaining a user, you will
be deemed to have agreed to such changes.
15. Questions and Contact Information
If you have questions or suggestions, please contact us at:
info@Debt-Consolidation.com |
|
